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Asset-Based
Lending

Flexible Financing for Growing, Underserved Businesses

ASSET-BASED LENDING FEATURES

Financing that Can Support
Rapid Growth

With an asset-based loan, business owners can tap into cash currently invested in account receivables or inventory to support growth or turnaround objectives. You can borrow up to 75% of the value of your inventory and up to 85% of the value of your accounts receivable with our asset-based financing.  

Designed to finance the typical cash conversion cycle of your  Accounts Receiveable and Inventory, an asset-based loan can be easily adjusted to match the ebbs and flows of your working assets - Accounts Recieveable and Inventory. This makes asset-based financing one of the most flexible and customizable options to support seasonal businesses or rapid expansion.  

Not only do asset-based loans free up cash flow, but they also typically have more flexible underwriting standards.


  • Floating rates based on WSJ Prime 
  • Up to $10M in loan commitments
  • Maturities from 1 to 10 years, with renewal provisions 
  • Up to 85% of the value of A/R 
  • Up to 75% of the value of inventory
  • Additional servicing fees commensurate w/business profile
ASSET-BASED LENDING USES

A Business Loan for What You
Need—and When You Need It

An asset-based loan gives you greater flexibility than other types
of financing. Since the amount of funding is based on your trading
assets, the funding can increase as the value of your assets
grows. With an asset-based loan from  Business Capital, you can:

Cover operation costs
Buy equipment
Build and stock inventory
Hire staff
Solve off-season cash-flow issues
Launch a marketing campaign