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title: About Us
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- Financing 
    - SBA Loans > 
          - [SBA Express Loans](https://sbcap.org/sba-express-loan)
          - [SBA 7(A)](https://sbcap.org/sba-7a-loans)
          - [SBA 504](https://sbcap.org/sba-504-loans)
    - Specialty Financing > 
          - [Asset-Based Lending](https://sbcap.org/asset-based-lending)
          - [Equipment Leasing & Financing](https://sbcap.org/equipment-leasing-financing)
          - [Construction Financing](https://sbcap.org/commercial-construction-financing)
    - Business Loans > 
          - [Business Acquisition](https://sbcap.org/finance-a-business-acquisition)
          - [USDA B&I](https://sbcap.org/usda-rural-development-loans)
          - [Finance a Partner Buyout](https://sbcap.org/finance-a-partner-buyout)
          - [Commercial Real Estate](https://sbcap.org/commercial-real-estate-financing)
- About 
    - [About Us](https://sbcap.org/about-us)
    - [The Difference](https://sbcap.org/about-us#hs_cos_wrapper_widget_1738670650105)
    - [Leadership](https://sbcap.org/about-us#hs_cos_wrapper_widget_1739060013964)
    - [What We Do](https://sbcap.org/about-us#hs_cos_wrapper_module_1739061099123)
    - [Why we do it](https://sbcap.org/about-us#hs_cos_wrapper_module_1739061151405_)
    - [Consulting](https://sbcap.org/about-us#hs_cos_wrapper_module_1739061238062_)

- [LinkedIn](https://www.linkedin.com/company/sbbusinesscapital)

About Business Capital

A commercial lending partner you can count on

[Book your free consultation](https://calendly.com/sbcap/financing-needs-assessment)

### The Team

40+ years of Commercial Finance Experience

### Our Footprint

United States and Canada 

### Our Expertise

SBA

Commercial Real Estate

Equipment

Specialty Lending 

### Our Mission

Exceptional Client Experience

#### Our Strategic Difference 

We offer two unique competitive advantages.

1. Access to Capital from a wide variety of Banks, Insurance Companies, Private Equity and Other intermediaries.

2.  Insider expertise as the only capital advisory firm managed entirely by senior credit professionals... not salespeople.

This Access to Capital allows us to fullfill your financing needs strategically with the right Lenders.

Our insider expertise allows us to put together your financing request(s) with the most dynamic chance of success.

###    888-211-6811

###    M-F 9AM - 5PM 

### mduhamel@sbcap.org

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#### Leadership

![Michael Headshot old](https://sbcap.org/hs-fs/hubfs/Michael%20Headshot%20old.jpg?width=411&height=411&name=Michael%20Headshot%20old.jpg)

## Michael Duhamel

Starting in Commerical Banking and Finance in 1989 Mr. Duhamel has over 34 years of direct experience in Commerical Lending.  Having held senior mangement positions in credit administration with Santander Bank, Charles Schwab Bank, Bank of the West and Sanwa Bank he has approved and overseen the approval of Billions of dollars of Commercial Loans.  The widsom and experience gained during his career is the key to our success for our clients and guides the structuring and credit approval process for all transactions.

 

<https://www.linkedin.com/in/michaeldavidduhamel/>

#### What We Do

![freepik__upload__76000](https://sbcap.org/hs-fs/hubfs/freepik__upload__76000.png?width=2000&height=1423&name=freepik__upload__76000.png)

What we do is simple...

We assess your financing needs carefully together.

Then analyze your financial data strategically to align your needs with what is feasible and available in the marketplace.

Develop a plan to secure the appropriate approvals.

Execute on the plan to achive your goals.

 

#### Why We Do It

## The Client Experience

Times have changed and one size does not fit all...

It feels like we are all being herded to an app...  and forced to fill out a form instead of talking to a consultative voice that can understand what our real needs are...

The advent of Fintechs whose business models seem driven by data analytics instead of the client experience, is the reason we are here.  We position ourselves in that gap for those who want a higher touch experience and are seeking common sense vs. being a  number on a spectrum.

 

![Client Experience](https://sbcap.org/hs-fs/hubfs/freepik__upload__9529.png?width=2000&height=1428&name=freepik__upload__9529.png)

#### Consulting

![freepik__adjust__79178](https://sbcap.org/hs-fs/hubfs/freepik__adjust__79178.png?width=2000&height=1500&name=freepik__adjust__79178.png)

## Finance Strategy / Fractional CFO

Depending on where your firm is within the Commerical Financing ecosystem we can help you move up the food chain.  Whether you are a start up looking for capital or a middle market firm looking to re structure all your credit facilities and banking realtionships, we can assist.

 

#### RESOURCES

- [Contact](https://sbcap.org/about-us#hs_cos_wrapper_widget_1738670650105)

#### COMPANY

- [About](https://sbcap.org/about-us)
- [Leadership](https://sbcap.org/about-us#hs_cos_wrapper_widget_1739060013964)

[![Original 1_edited](https://sbcap.org/hs-fs/hubfs/Original%201_edited.jpg?width=160&height=79&name=Original%201_edited.jpg "Original 1_edited")](https://sbcap.org/?hsLang=en)

[Follow us on LinkedIn](https://www.linkedin.com/in/michaeldavidduhamel/)

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